“Know your customer” technology
Identifying customers and signing documents online in a paperless way with a user-friendly interface. No need to go anywhere.
Be calm about your funds
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Freeze card
Freeze your card for a while to avoid unexpected transactions.
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Change linked number
Quickly change mobile number added to the account.
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Replace card
Change your card easily in case of fraudulent transactions.
Apple Wallet
Faster and easier than using cards or cash
Built-in privacy and security. Every purchase is secured through Face ID, Touch ID, or passcode authentication
Accepted on millions of websites and apps
Available on all Apple devices
Google Wallet
No need to carry cash and bank cards
It is safe
No need to open any app, just unlock your phone and hold it close to the contactless payment terminal
Complete online purchases even faster
Protect payment details
All online transactions are protected with 3D Secure that requires OTP or in-app confirmation. Get push notifications when your card is used. No payment will be performed without your approval.
FAQ
“akart“ is completely free of charge.
“akart“ is valid for 3 years. At the end of 3 years, the balance of the card remains in the wallet and is automatically transferred to that card when a new card is activated. If the subscriber does not activate the new card, the remaining money in the wallet will be blocked.
Currently, only 1 “akart“ can be in the name of a subscriber at one time.
“akart“ is provided instantly.
“akart“ is not provided to subscribers under 18 years of age.
“akart“ is not provided if the subscriber is not a citizen of Azerbaijan.
Funds from akart account can be cashed in all terminals supporting the NFC system.
• A 1% commission (min. 1 AZN) will be applied at PASHA Bank and Kapital Bank ATMs,
• A 2% commission (min. 2 AZN) will be applied when cashing out at other banks' ATMs. (Additional commission can be applied based on the terms of the issuer bank.)
Note: Starting from 10/23/2023, cash-out transactions using “akart” at ATMs abroad will no longer be available.