Pay and Earn!

Earn cashback for purchases in your chosen categories.

Earn on every payment with akart!

• Azercell mobile payments: 3%
• Utility payments: 1%
• Partner network: up to 11%
• 3 categories of your choice: up to 5% cashback!

Note: The categories you select will be updated monthly.

Earn on every payment with akart!

Get up to 120 AZN cashback every month!

To earn cashback, don’t forget to choose your categories at the beginning of each month.

Get up to 120 AZN cashback every month!

More than just cashback

Earn as much as you can

Benefit from high cashback amounts

Earn as much as you can
Earn by spending

In supermarkets, gas stations, pharmacies, cafés & restaurants, taxis, clothing & accessories, entertainment, and many more categories

Earn by spending
Instant bonuses

Get instant bonuses with every made payment

Instant bonuses

More than just cashback

FAQ

Yes, cashback is credited only for pre-selected categories, which must be confirmed each month. 

Cashback applies only to domestic payments made in AZN (exceptions: Trendyol, Spotify, Netflix).
For the Trendyol, Spotify, and Netflix categories, cashback is calculated on transactions made in both AZN and foreign currencies.

Cashback is credited instantly to the balance after the payment. 

There are no limits on cashback transfer. 

Cashback is credited only if the MCC code matches one of the following categories: 

MCC Codes by Category:

•    Supermarkets – 5411, 5499
•    Gas Stations – 5172, 5983, 5541, 5542
•    Pharmacies – 5912, 5122
•    Cafés & Restaurants – 5811, 5812, 5813, 5814
•    Clothing – 5651, 5611, 5691, 5699, 5655, 5621, 5631, 5641, 5697, 5681, 5661, 5698, 7296, 5137, 5139
•    Cinema&Entertainment – 7832, 7922, 7991, 7996
•    Sports & Beauty – 7032, 7230, 7297, 7298, 7941, 7997
•    Bookstores – 5111, 5192, 5942, 5943
•    Auto Parts – 5013, 5511, 5532, 5533, 7531, 7534, 7535, 7538
•    Taxis – 4121
•    Florists – 5193, 5992
•    Perfumery – 5977

For each of the following categories—Supermarkets, Gas Stations, Pharmacies, Cafes & Restaurants, Clothing, Cinema&Entertainment, Sports & Beauty, Bookstores, Trendyol, Auto Parts, Taxis, Florists, Perfumery, and Partner Network, you can earn up to 25 AZN cashback per month.

For Azercell mobile and utility payments (Azəriqaz Əhali, Azərişıq Əhali, Azərsu, Azəristiliktəchizat), Spotify, and Netflix, you can earn up to 10 AZN cashback per month.

The total monthly cashback limit across all categories is 120 AZN. 

Cashback can be earned on up to 5 transactions per category per day. 

The maximum cashback for a single transaction is 10 AZN.