Pay and Earn!
Earn cashback for purchases in your chosen categories.
Earn on every payment with akart!
• Azercell mobile payments: 3%
• Utility payments: 1%
• Partner network: up to 11%
• 3 categories of your choice: up to 5% cashback!
Note: The categories you select will be updated monthly.
Get up to 120 AZN cashback every month!
To earn cashback, don’t forget to choose your categories at the beginning of each month.
More than just cashback
Earn as much as you can
Benefit from high cashback amounts
Earn by spending
In supermarkets, gas stations, pharmacies, cafés & restaurants, taxis, clothing & accessories, entertainment, and many more categories
Instant bonuses
Get instant bonuses with every made payment
More than just cashback
Earn as much as you can
Benefit from high cashback amounts
Earn by spending
In supermarkets, gas stations, pharmacies, cafés & restaurants, taxis, clothing & accessories, entertainment, and many more categories
Instant bonuses
Get instant bonuses with every made payment
FAQ
1. The campaign runs from December 22 at 12:00 PM until January 04 at 11:59 PM.
2. Each day, your first payment with "Tamamla" loan gives you a chance to win 1 gift.
3. You can scratch the prize card and activate the gift until the last day of the campaign.
4. Gifts not activated before the campaign ends will become invalid.
5. If you win an active internet package, you can activate a new one only after the current one expires.
6. The campaign does not apply to money transfers (C2C, P2P) or balance top-ups to akart.
7. You must update the app to the latest version to participate.
Cashback applies only to domestic payments made in AZN (exceptions: Spotify, Netflix).
For the Spotify, and Netflix categories, cashback is calculated on transactions made in both AZN and foreign currencies.
Cashback is credited instantly to the balance after the payment.
There are no limits on cashback transfer.
Cashback is credited only if the MCC code matches one of the following categories:
MCC Codes by Category:
• Supermarkets – 5411, 5499
• Gas Stations – 5172, 5983, 5541, 5542
• Pharmacies – 5912, 5122
• Cafés & Restaurants – 5811, 5812, 5813, 5814
• Clothing – 5651, 5611, 5691, 5699, 5655, 5621, 5631, 5641, 5697, 5681, 5661, 5698, 7296, 5137, 5139
• Cinema&Entertainment – 7832, 7922, 7991, 7996
• Sports & Beauty – 7032, 7230, 7297, 7298, 7941, 7997
• Bookstores – 5111, 5192, 5942, 5943
• Auto Parts – 5013, 5511, 5532, 5533, 7531, 7534, 7535, 7538
• Taxis – 4121
• Florists – 5193, 5992
• Perfumery – 5977
• Perfumery – 5732, 5722, 4812, 5045
For the categories Supermarket, Petrol Stations, Pharmacy, Restaurants, Clothing, Entertainment, Sport & Beauty, Stationary & Book stores, Trendyol, Autoparts, Taxi, Electronics stores and Partners, the maximum monthly cashback is 25 AZN per category.
For Azercell mobile and utility payments (Azəriqaz Əhali, Azərişıq Əhali, Azərsu, Azəristiliktəchizat), Spotify, and Netflix, you can earn up to 10 AZN cashback per month.
The total monthly cashback limit across all categories is 120 AZN.
Cashback can be earned on up to 5 transactions per category per day.
The maximum cashback for a single transaction is 10 AZN.
Yes, cashback is credited only for pre-selected categories, which must be confirmed each month.
