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Without going anywhere
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No need to sign any documents
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Completely online, available 24/7
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Who is eligible for "Tamamla" loan?
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AR residents
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Azercell users
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akart users
Apply for "Tamamla" loan
Apply for "Tamamla" loan
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1
Tap on the banner
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2
Agree to the terms of use
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3
Register through the video
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4
You successfully activated 'Tamamla'!
Tap on the banner
Agree to the terms of use
Register through the video
You successfully activated 'Tamamla'!
FAQ
1. The campaign runs from December 22 at 12:00 PM until January 04 at 11:59 PM.
2. Each day, your first payment with "Tamamla" loan gives you a chance to win 1 gift.
3. You can scratch the prize card and activate the gift until the last day of the campaign.
4. Gifts not activated before the campaign ends will become invalid.
5. If you win an active internet package, you can activate a new one only after the current one expires.
6. The campaign does not apply to money transfers (C2C, P2P) or balance top-ups to akart.
7. You must update the app to the latest version to participate.
You don't need to go anywhere to use the "Tamamla" credit. Just open the app, click on the 'Tamamla' banner, review the Credit Agreement, and confirm it through video registration and a one-time code. If you complete the registration successfully, the 'Tamamla' credit will be available for you. When your balance is insufficient for a payment, the transaction will be completed, and a corresponding credit debt will be created
You don’t need any additional document to use “Tamamla” loan.
"Tamamla" loan is granted for 30 days.
“Tamamla” loan is provided with a one-time 20% commission, with a minimum commission of 1 AZN.
"Tamamla" loan is granted for 30 (thirty) days. If the “Tamamla” loan payment is not completed within 30 (thirty) days, you will be charged a late fee for each day of delay:
| Unpaid credit amount | Penalty fee for delay |
| Up to 10 AZN | 0.20 AZN |
| From 10 up to 20 AZN | 0.40 AZN |
| From 20 up to 30 AZN | 0.60 AZN |
| From 30 up to 40 AZN | 0.80 AZN |
| 40 AZN and more | 1.00 AZN |
A maximum limit of 50 (fifty) AZN has been set for "Tamamla" loan. If there is a future change in the credit limit, you will be notified about it.
“Tamamla” loan is provided to complete in-app and POS payments if your akart balance is insufficient. If your card balance is insufficient and the required amount is 50 AZN or less, we will cover the remaining amount.
Yes. If you make a cashback-eligible transaction using the “Tamamla” loan, cashback will be calculated at the time of payment.