aKredit is provided by Kapital Bank. We've simply made it more convenient — now you can get a loan from Kapital Bank directly through the akart app, without going anywhere and fully online.

• The APR for the loan are calculated based on the amount, ranging from a minimum of 10.9% to a maximum of 43.84%.
• Depending on your credit history and monthly payment amount, a commission of 0% to 6% may be applied by Kapital Bank when the loan is withdrawn in cash or transferred.

Yes. In case of a payment delay, a penalty of 0.6% to 1% of the overdue principal amount will be applied.

Yes. If you make an overpayment before the due date, the extra amount will be used to reduce your loan balance. No additional commission is charged for early repayment.

No, you can only have one cash loan at a time.

Yes, you can use it.

No, it is not possible to change the payment schedule.

In case of a delay, no funds will be withdrawn from your akart account for loan repayment. However, the Kapital Bank may deduct funds from your account for the overdue loan according to its internal policies.