The loan is provided by Kapital Bank. We've simply made it more convenient — now you can get a loan from Kapital Bank directly through the akart app, without going anywhere and fully online.

Depending on your credit history and monthly payment amount, a commission fee ranging from 0% to 6% may be applied by the bank for cashing out or transferring the loan amount.

If you delay the payment, a penalty of 0.6–1% of the overdue principal amount will be charged.

Yes. If you make an overpayment before the due date, the extra amount will be used to reduce your loan balance. No additional commission is charged for early repayment.

No, you can only have one cash loan at a time.

Yes, you can use it.

No, it is not possible to change the payment schedule.

In case of a delay, no funds will be withdrawn from your akart account for loan repayment. However, the bank may deduct funds from your account for the overdue loan according to its internal policies.