Pay and Earn

5% cashback is calculated for all payments made at supermarkets, pharmacies, gas stations, and auto parts' stores, and 1% cashback is calculated for every transaction that belongs to other categories. It's possible to earn lots of cashback by adding “akart“ to Apple Pay or Google Pay and making payments.
In addition, VISA PayCity offers various discounts for “akart“ customers in its partner network. The discounts may vary depending on the type of card. Therefore, it is recommended to familiarize yourself with the discount conditions for that partner merchants in advance.

Transactions earning cashback apply only to non-cash payments made on the territory of Azerbaijan.

The cashback amount is transferred to the sub-account immediately after the cashless payment.

Cashback can be earned on 5 transactions in each category during the day.

There is no minimum requirement set for turnover to earn cashback.
You can earn up to 100 AZN cashback per month by earning 5% cashback on supermarket, pharmacy, gas station and auto spare expenses and 1 % for any other categories.
The maximum cashback that may be earned is fixed at 10 AZN for one payment and 25 AZN per month for each category.

The amount of cashback you earn from a cashless payment is deducted from your account when the transaction is cancelled. If the cashback you earned is no longer available in the cashback balance, the cashback amount will be deducted from the value of the merchandise when the transaction is returned.